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Six simple reasons you can’t save money for your…

Travelling has to be one of the most exciting and rewarding things you can do; exposure to new cultures, different climates and more often than not, the challenge of having to compete not only with a language barrier, but a cultural one too.

For those of you who haven’t been, for example, immersed in the middle of a jungle, climbing  up a waterfall in Thailand with your best friend (who remembers she hates heights nearing the top); I can tell you that it can be a tricky situation to master. In the end we just had to find our way back by ourselves and convince our host that we definitely did not want to trek back through the jungle and up the waterfall. But we survived with a great story, it’s all good fun!

So what was I saying? Ah yes – it’s life-affirming (or ending depending on your footing, but let’s hope not), it needs no condiments or frills… it serves to strip you back, wake you up and challenge all of your senses which, if lain dormant for too long as a result of city life, can be shaken-up pretty abruptly. It lets you roam free with no ties, no template of who you should be, no pressures of life back home – with its mundane routine of paying bills or making lunches for the week. No bedtime or alarm clocks, a place where Fridays are equal to the rest of the week, with each day’s potential as fun and alluring as the next.

So why on earth do so many of us struggle to save?

1. You’re distracted 

Yes, it’s hard to remember that the sun is shining behind those grey clouds sometimes. It’s harder still when you aren’t reminding yourself why you need to save money to go and chase it. Change your lock screen, remove your cat’s fluffy little face from that photo frame and replace it with that turquoise ocean and white sand or snowcapped mountains. Then remind yourself that not before long (once you actually start saving money) you’ll be standing in that scene having a wild adventure.

2. You aren’t sharing your goals

Why not tell people you’re saving, rather than feeling obliged to join in on an expensive birthday present or frequent nights out? Talking about it helps accountability, it could even earn you some excited or perhaps jealous feedback from friends to help drive you towards your goal.

3. You’ve got a few too many expensive habits

Coffee, fast food, shopping for little luxuries – these are all things that have huge impacts on our pay slips and they reap huge profit margins, which can be tough on a budget. These seemingly minor daily habits make weekly and monthly dents (craters depending on your indulgences) in your wallet. Add up roughly how much you spend on treats, impulses and convenience purchases in a week and multiply that number by 52… Then take a look at how much your flight costs! You might, in fact, be eating and drinking your holiday away!

Instead, try making your own fresh coffee… you can minimise and make huge savings on homemade coffee and lunches. What about the impulse things you buy – do you really NEED these things or do you just WANT them? Ask yourself if it’s going to improve your life as much as what you’re saving for… the adventure of a lifetime!

4. You haven’t done the research

Why aren’t you spending your energy researching the places you wish to visit? Start planning what you’re going to do, where you can save pennies, dollars or baht, find out the what’s what and who’s who of the area so you can spend your savings wisely and make the most out of the time you have, rather than arriving unprepared – at the very least, we all know how expensive airport taxis are!

5. You’re not hiding your money from yourself 

Are you trying to save money in the same account you spend it from? Why!? How can you pretend you’re on a budget when your bank account keeps suggesting otherwise? The adage, ‘out of sight out of mind’ is key here, to save money successfully we need to forget about it, or at the very least make it difficult to access. Open an online savings account and pop a monthly standing order in there that goes out the day you get paid. That way you can budget for your month realistically from the start, rather than trying to scrimp at the end. Making you less likely to dip into those savings you’ve already hidden.

6. You’re handing your hard earned cash to the wrong bank

Make your savings save for you by putting them in the right place.

There are plenty of savings account options available with great interest rates. Martin’s Money Supermarket has some good advice on top savings accounts here, just be sure not to get a locked one if you’re planning on saving for less than a year… and let’s be honest, if you follow these six simple tips, it might not take as long as you’d thought!

 

Good luck and let us know if you have any other great ideas for money saving tips!

 

WD.x

 

All images and content are our own, please contact us if you’d like to know more!

Travel

What you don’t know and no one tells you…

So here’s the thing, everyone tells you to go travelling but what nobody tells you is the bit after the ‘happily ever after’ – The blunt ending that struts in straight afterwards to castrate it all. All those perception-altering, mind-blowing experiences. The heart-achingly beautiful sense of natural freedom you had as you struggled through communication and cultural barriers. That feeling of our oneness as a human race that thrives in you as you tried desperately to break those barriers down. The realisation that, in many situations there are people who are genuinely ready to help you. The revelation that there are people like you whose minds are blown away by the beauty of the natural world and its creatures. The eye-opening moments when you come face-to-face with real-world problems. All of these things, mixed with your lack of understanding of whatever culture surrounds you, make a potent recipe for a humbling, character changing shift in a person; one that’s both unfathomable and unwavering. 

Yeah. So that happens. And then this happens…

You return home to an exclamation by everyone you know, they ‘can’t believe it’s been a year already!’ Despite how they told you how much they missed you and couldn’t wait to get you back every day since you left. Not only that, but one of the more common initial questions will then be, ‘so, what’s the plan now…’- and, wait for this earth-shattering moment – ‘…have you got yourself a job yet?’ 

I’m sorry – I’ve just spent months intensely synthesizing cultural, ethical and natural realisations that have changed me to my core. Yet you want to know about something that hasn’t even happened yet? You want to ask me when I will surrender back to the system and the state, begin paying my earnings back into their systems and start consuming like a good little worker bee once more?! 

But I snorkelled with whale sharks, with turtles and manta rays. I went diving with sharks, lionfish and octopuses. I flew in a tiny plane above the Ningaloo Reef and witnessed all the colours of the ocean as if it were a moving water-colour painting. I watched a mother humpback whale and her calf making their migrational journey using the reef as a safety barrier. I swam amongst coral that could be up to 8,000 years old – a single living organism that’s survived 8,000 years! I watched turtles struggle out of the current and crashing waves, making their way up a beach by moonlight to lay and bury their eggs. 

But yes. Let’s talk about the man-made corporate structure I’m expected to snuggle back into. 

It’s hard. Because ultimately, that’s what happens. You have to find more money to go and escape the money making greed, to be the free spirit you were born to be.

Having come back to a wealth of family and friends I find myself in a better situation than others perhaps, but I’m 3 months in and I can’t say it’s getting any easier.

I got the job, returned to the city and found a house to live in. It’s really difficult. Nothing is the same, I feel dissatisfied with the state of the nation. Work isn’t the problem. I worked a lot whilst I was away, it’s who we’re working for and how little they care about their staff’s mental health or the environmental impacts their companies have.

There’s a mentality to keep everything in a bubble and remain in control. To make the people feel inadequate and dissatisfied. To feed the money back into the consumer-targeted commodities, designed to make us feel healthier and to look wealthier; incredibly none of them truly manage to do either of these things for most people. 

Once you wake up to the World’s real commodities, the real connection… It’s like you took the red pill… There’s no going back. Aristotle’s examined life it is. It is hard to open your eyes to life, but I’d rather see now than walk along blindly in repetition for years to come. 

 

And so the battle begins to get the hell out of here!

Welcome to our blog, all about the places we’ve been, the people we’ve met and the current strife to save up, leave London and get back to living the dream.

Feel free to join our adventures, past, present and hopefully future!

WD.x

 

All images and content are our own, please contact us if you’d like to know more!